MyBalanceNow is a user-friendly portal designed for checking balances on Target Visa Gift Cards, Mastercard Gift Cards, or Prepaid Cards. This guide explains how to use the platform effectively and addresses common questions and concerns.
What is My Balance Now?
MyBalanceNow is an online service that allows users to:
- Check the current balance on their Target gift cards or prepaid cards.
- View transaction history.
- Manage their card funds conveniently.
Step-by-Step Guide to Check Your Balance on MyBalanceNow
- Access the Website
Open your browser and visit www.MyBalanceNow.com. - Gather Your Card Information
Have the following details ready, all found on your card:- 16-digit Card Number (front of the card).
- Expiration Date (month/year).
- 3-digit Security Code (CVV) (back of the card).
- Enter Your Card Details
- On the homepage, input the required information in the respective fields.
- Submit the Information
- Click the “Sign In” or “Submit” button after entering the details.
- View Your Card Balance
- The remaining balance and recent transactions will be displayed.
How to Check MyBalanceNow Effectively
Using Balances for Transactions
- Avoid Declined Transactions: Check your balance before making purchases to ensure the amount covers your transaction.
- Splitting Payments: If your card balance doesn’t cover the full amount, many retailers (including Target) allow you to split the payment between your gift card and another payment method.
Mobile Accessibility
- The MyBalanceNow website is mobile-friendly. You can check your balance on a smartphone or tablet by following the same steps.
Alternatives to Online Balance Checking
- Customer Support: Call the phone number listed on the back of your card to check the balance.
- In-Store Assistance: Visit a Target store, and an associate can assist you in checking your gift card balance.
Common Problems and Solutions
- Website Not Loading
- Solution: Clear your browser cache, try a different browser, or use a private/incognito window.
- Invalid Card Error
- Solution: Double-check that you entered the card number, expiration date, and CVV correctly. Ensure the card is activated and not expired.
- Unable to Access Customer Service
- Solution: Use alternate methods like the website or visit a Target store.
Important Details About Target Gift Cards
Expiry and Fees
- Expiry: Funds on Target gift cards and most prepaid cards do not expire, but check your specific card for details.
- Fees: While there are usually no fees for checking balances or transactions, inactivity fees may apply to some prepaid cards after a certain period.
Privacy and Security Tips
- Avoid checking your balance over public Wi-Fi to protect your card details.
- Keep the card information confidential and store the card securely even after it’s used (in case of refunds).
Languages Supported
- MyBalanceNow primarily supports English. If you need assistance in another language, contact the card issuer’s customer service.
FAQs About My Balance Now and Target Gift Cards
1. Can I Reload My Card Through MyBalanceNow?
No, MyBalanceNow is strictly for balance inquiries and transaction history. Reloading is not supported.
2. What Happens If My Card is Lost or Stolen?
Contact the customer service number provided on the back of the card immediately. Provide proof of purchase and any card details you have.
3. Can I Combine Multiple Gift Cards?
Yes, at Target stores, you can combine the value of multiple gift cards for a single transaction. Policies may vary for online purchases.
4. Is There a Mobile App for MyBalanceNow?
No dedicated app exists for MyBalanceNow. However, the website is optimized for mobile use.
5. What If I Can’t Use the Remaining Balance Online?
Use the remaining balance in-store or during a transaction where split payments are accepted.
Pro Tips for Using Target Gift Cards
- Non-Traditional Uses
- Target gift cards make great gifts and can also be used to budget spending by loading specific amounts.
- Track Spending
- Use the transaction history on MyBalanceNow to monitor spending patterns.
Contacting Support
- For MyBalanceNow Website Issues:
Use the customer service number listed on the back of your card or visit the help section on the MyBalanceNow website. - For General Target Gift Card Questions:
Visit Target’s Gift Card Help Page.